Build to Rent Insurance

Insurance designed specifically for property developments where the entire development is owned by the same developer or property owner. 

Build to Rent and Torrens Titled Units

Build to Rent or Torrens Titled Unit Insurance is required for situations where the owner either buys the entire block of units for sale or builds a block of units but does not need to sell off any of the units and retains ownership of all units in the block. The units cannot be sold individually and are leased out to tenants.

The property is not registered as a strata title and has no body corporate, and each unit is leased out under an individual residential tenancy agreement.

When this occurs, the property does not qualify for a Strata Title Insurance Policy and many insurers will not provide cover under their Residential Landlords policy when there are 4 or more units in the block.

We can arrange cover for blocks of units that do not qualify for Strata Title Insurance with the following sections:


Contents cover for your carpets, blinds and any white goods you have in the property.

Loss of Rent (if there is a claim under your policy such as fire damage or storm damage and the tenant has to move out while repairs are carried out this policy will pay the rent that you are missing out on during this time until the repairs have been completed).

Public Liability

If for any reason you decide to Strata Title the property in the future, the policy can be easily converted to a policy that complies with the Strata Titles Act.

More Information

For a quotation or more information on our insurance and risk management services for commercial and industrial enterprises, please send your enquiry using the form below or contact one of our friendly team on 1300 769 455.

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Terms, conditions, limits and exclusions apply to the products referred to above. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 1300 769 455 before deciding to acquire, or to continue to hold, this product.