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Is your ‘Sum Insured’ adequate?

If you had to rebuild your home and replace all the contents in it would your ‘Sum Insured’ be enough? Many people do not realise until they need to make a claim that they have underinsured their home and contents and cannot afford to rebuild and replace all the contents in the home.

When considering the value of your contents insurance, think about the entire contents of your home and having to replace everything in it – including your DVD collection, your cutlery and linen, children’s games and toys, the esky and picnic blanket – not just the big ticket items that immediately spring to mind like your digital big screen LCD TV or leather lounge suite.

Building Sum Insured Calculator
Contents Sum Insured Calculator
Discliamer

“Typical building replacement costs are provided by Reed Business Information Pty Ltd (A.B.N. 80 132 719 861) trading as Cordell Information (‘Cordell’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521 (‘SI’) trading as Home Contents. Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Cordell, SI, Steadfast or the Steadfast Broker for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate.

Neither Steadfast nor the Steadfast Broker takes any responsibility for the costs provided by Cordell or SI nor any liability for the accuracy of or reliance upon or use of, the costs. To the fullest extent permitted by law, Cordell, SI, Steadfast and the Steadfast Broker expressly disclaim all warranties, express or implied, including, but not limited to, the implied warranty of fitness for a particular purpose. Cordell, SI, Steadfast and the Steadfast Broker do not warrant or make any representations regarding the use or the results of the use of the information provided in terms of its correctness, accuracy, reliability, or otherwise.”